Was ist beim Immobilienkauf auf Mallorca zu beachten?

Beim Immobilienkauf auf Mallorca sollten Sie auf eine gründliche rechtliche Prüfung, gültige Eigentums- und Bauunterlagen sowie auf die Zusammenarbeit mit einem erfahrenen lokalen Immobilienmakler achten.

Wie erkennt man einen guten Immobilienmakler?

Ein guter Makler verfügt über lokale Marktkenntnis, langjährige Erfahrung, transparente Arbeitsweise und persönliche Beratung – idealerweise auch mehrsprachig.

Was zeichnet einen Immobilienmakler auf Mallorca aus?

Ein seriöser Makler auf Mallorca kennt die regionalen Vorschriften, arbeitet mit Notaren und Anwälten zusammen und begleitet Sie vom Erstkontakt bis zur Schlüsselübergabe – und darüber hinaus.

What You Need to Know About Additional Purchase Costs on Mallorca

Introduction
1. Transfer Tax (ITP)
2. Notary Fees
3. Property Registry Fees
4. Legal and Administration Fees
5. Mortgage-Related Costs
6. Other Important Expenses
Conclusion and Final Tips
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Buying a property in Mallorca is an exciting investment, but beyond the purchase price, there are additional costs you need to consider to plan your budget accurately. These expenses are essential to ensure a safe and transparent purchase.

1. Transfer Tax (ITP)

The ITP is a tax levied on the purchase of resale properties in Mallorca. The general rate currently stands at 8% of the purchase price, although it can vary depending on the autonomous community. It's important to factor this cost into your total investment.

2. Notary Fees

The public deed of sale is signed before a notary, and the fees vary according to the price and complexity of the transaction. Typically, these costs range between 0.3% and 0.6% of the purchase price.

3. Property Registry Fees

After signing the deed, the property must be registered at the Property Registry. Registry fees usually range between 0.2% and 0.5% of the purchase price.

4. Legal and Administration Fees

To facilitate administrative and legal procedures, many buyers hire legal advisors and management services. These fees can range from 1,000 to 3,000 euros depending on the complexity of the case.

5. Mortgage-Related Costs

If you require financing, consider additional costs such as property appraisal (around 300-500 euros), mortgage setup fees (between 0.5% and 1% of the loan amount), and other possible bank fees.

6. Other Important Expenses

VAT (for new properties, generally 10%).
Stamp Duty (AJD), around 1.5% for new properties.
Community fees and maintenance costs.
Home and liability insurance.

Conclusion and Final Tips

To avoid surprises, it is essential to have a realistic budget that includes all additional costs beyond the purchase price. Consulting with local professionals ensures a secure and transparent purchase process.

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At Mallorca Topimmobilien, we support you throughout the entire purchase process. Contact us for a personalized consultation.